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Bankruptcy Pros & Cons

Bankruptcy is a court-supervised way of dealing with debt.   There are different types of bankruptcy filings.  For purposes of this article, the two main types

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Debt Settlement Pros & Cons

Compared with debt management programs, debt settlement is a more aggressive option.  This type of program is geared towards debtors who have fallen on some

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Debt Management Pros & Cons

Debt management is when a debtor hires a credit counseling agency to work out a repayment plan with creditors.  The resulting plan—a debt-management plan (“DMP”)—is

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Consumer Bankruptcy 101

If you’re falling behind on your bills, you may have considered bankruptcy. This is not an easy decision! Dealing with the courts taking possession of

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